Flat Fee Financial Advisors for Retirees
Retirement planning and investment management for those planning for, or living in, retirement — all for one predictable annual flat fee.
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Keep your money where it belongs, in your retirement account.
Retirement planning and investment management are incredibly valuable. But the way these services are typically priced doesn’t always make sense. Most advisors base their fees on a percentage of managed assets. For example, if the fee is 1% (the most common), a 2.5 million dollar account would cost $25,000 per year. On a 5 million dollar account, the cost would be $50,000 per year.Â
No one talks about this, though: The advisor’s work remains relatively the same, no matter how large your portfolio becomes.
We think there’s a fairer way to serve, so we offer the highest level of guidance and support for a simple and transparent flat fee.
Help shouldn't hurt.
Get the retirement plan you deserve, plus the support you need to live it out in retirement—all for a flat fee.
Hi, I'm Devin Carroll, CFP®.
After working with retirees through both good markets and difficult ones, my team and I hear the same questions come up again and again. They’re the questions that matter most when you’re planning for — or already living in — retirement.
- How can I make sure I don’t run out of money in retirement?
- Should I be doing Roth conversions — and if so, how much?
- How can I reduce the taxes I’ll pay over the rest of my retirement?
- What’s the smartest way to withdraw from my retirement accounts?
- How do I coordinate Social Security with my investments and other income?
Planning for retirement and choosing the right investments can feel overwhelming. But with the right guidance, it doesn’t have to be. Our role is to help you answer these questions, build a clear plan, and move forward with confidence — so your retirement feels intentional, not uncertain.
 Here's what you can expect.
Jargon-free guidance.
You shouldn't have to have a PhD in finance to have complete confidence in your plan for retirement.
A well-defined plan.
You deserve a detailed plan that covers all life's "what ifs" and evolves with your life.
Crystal-clear reports.
You'll never wonder what's
happening with your money.
Let's get started.
Pricing     Â
Our services are designed for those who:
- realize their time isn't best spent on becoming a retirement expert
- recognize meaningful goals are not achieved overnight
- have expectations of realistic investment returns (not trying to beat the returns of the stock market)
- have between $1 million-$10 million in retirement savings
Comprehensive retirement planning and investment management for one predictable annual fee.
$12,500*
Best suited for households with over $1,000,000 in investable assets
Your fee includes:
- Unlimited access to the Carroll Advisory team by Zoom, email, or phone
- The Carroll Advisory Annual Alignment™ meeting to set the schedule for the year ahead
- Annual update to The Carroll Advisory Retirement Roadmap™ plan
- The Carroll Advisory Year-End Review™
- The Carroll Advisory Client Care Continuum™
WHAT DOES IT LOOK LIKE TO WORK WITH US?
*2026 fee.Fees in subsequent years are adjusted annually by 3% to account for inflation and service continuity.
What Our Clients Say
"Devin Carroll and his team have given us renewed confidence, both in our "plan for retirement" but also in the Financial Planning profession. There are still good, honest people out there! Give them a call. You will not be disappointed! We are so glad we did."
-Â DC Y
"It takes a lot of faith to trust someone with your financial future, and Devin and his team at Carroll Advisory Group are definitely top notch at their craft. I surely recommend getting on board with this highly experienced group of people."
-Â Jonathan F
"Devin and his team have gone above and beyond what we would have imagined. We have so much more clarity now and are grateful for the team. Things that were confusing to us in the past are now making much more sense."
-Â Mary C
Ready for a clearer, more transparent way to plan for retirement?
We’ll answer your questions, walk through our process, and see if working together makes sense.
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Retirement planning, uncomplicated.