Tired of Generic Retirement Advice? Let's Build Something Better.
We work with analytical thinkers to create and execute precise, data-driven strategies that fit your life and your goals.Â
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Most retirement advice is copy + paste
Generic withdrawal rates and prepackaged portfolios weren’t built for your situation—they were built for advisor convenience, decades ago. You know the rules: “just take 4% a year” or “stick with 60/40.”Â
Those shortcuts might pass for the masses—but who says they’re best for you?
At Carroll Advisory Group, we test the variables, crunch your numbers, and build a plan around your actual goals—all for one flat annual fee (because how most advisors charge is just as outdated as their advice).
Our philosophy is simple:
do what works, not what’s easy.
"I now have a plan that I feel confident about, and I have the understanding that goes with it. Would give 6 stars if I could!"
-Â Vernon H
"It takes a lot of faith to trust someone with your financial future, and Devin and his team at Carroll Advisory Group are definitely top notch at their craft."
-Â Jonathan F
"Devin and his team have gone above and beyond what we would have imagined. We have so much more clarity now."
-Â Mary C
Hi, I'm Devin.
I’ve spent two decades in an industry that doesn’t always make it easy to know who to trust. Hidden fees, half-answers, and vague promises aren’t good enough.
That’s why everything we do is transparent—how we charge, how we plan, how we execute. You should never wonder what’s happening with your money.
MEET OUR TEAM
When you work with us, you get an advisory team with mastery-level knowledge of the retirement planning and investment management process.
We promise —
More than averages.
Hyper-personalized strategies built from your actual numbers, timeline, and goals—not industry assumptions.
More than a plan.
We build it, implement it, monitor it, and adjust it—so your retirement actually happens the way we designed it.
More than fair.
Expect one flat annual fee that never scales with your success—because your wins shouldn't make us richer.
Here's what it looks like to work with us.
Start with a conversation.Â
We begin by getting to know you—your goals, your worries, and what you’ve already built. It’s not a script or a sales pitch. We simply want to figure out whether we’re the right team to guide your retirement.
 Dig into the details
If we’re a fit, we roll up our sleeves and build your Retirement Roadmap™—a plan precise enough to stand up to the toughest questions. When you ask why about Social Security timing, Roth conversions, withdrawal order, or tax impact, we’ll show you the numbers behind the answer.
Put the plan to work.
Good ideas don’t matter if they aren’t carried out. We implement your roadmap, manage the moving parts, and refine as life unfolds. Execution isn’t an afterthought—it’s the core of what we do.
It's never too early to connect.
Pricing         Â
Our services are designed for those who:
- realize their time isn't best spent on becoming a retirement expert
- recognize meaningful goals are not achieved overnight
- have expectations of realistic investment returns (not trying to beat the returns of the stock market)
- have between $1 million - $12 million in retirement savings
Annual Flat-Rate Pricing
$10,610*
for households with investable assets between $1,000,000 - $12,000,000
Your fee includes:
- Unlimited access to the Carroll Advisory team by Zoom, email, or phone
- The Carroll Advisory Annual Alignment™ meeting to set the schedule for the year ahead
- Annual update to The Carroll Advisory Retirement Roadmap™ plan
- The Carroll Advisory Year-End Review™
- The Carroll Advisory Client Care Continuum™
WHAT DOES IT LOOK LIKE TO WORK WITH US?
*2025 fee. Fees in subsequent years will increase by 3%
We offer some free guidance, too.
Unnecessary confusion frustrates me, so I'm on a mission to help everyone make sense of their retirement planning options.
YouTube Channel
With more than 50 million views and 450K subscribers, this YouTube channel is devoted to simplifying retirement planning.
Podcast
In the Big Picture Retirement podcast, my co-host and I dig beneath the surface and discuss how you should connect the dots of your legal, tax, and financial plan.
Blog & Facebook Group
The Social Security Intelligence blog and Facebook group deliver up practical guidance to thousands.
Worrying about your future shouldn't steal joy from today.
Let's make sense of your retirement and build a plan for "no matter what."
Retirement planning, uncomplicated.