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The argument between index funds vs. individual stocks can get almost as heated as a political discussion. Those who believe they can successfully pick stocks often speak about those who "only" buy in...
Have you ever wondered how your retirement income stacks up against the average retiree income? Understanding this isn’t about competition—it’s about context. Knowing where you stand can help you plan...
Nearly 3,000 people over the age of 200 are still receiving Social Security benefits. At least, that’s what Elon Musk is claiming.
Musk and his Department of Government Efficiency (DOGE) have been ma...
Flat fee financial advisors are gaining attention for good reason. They offer transparent, predictable pricing without many of the conflicts often associated with traditional asset-based or commissi
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On February 1, President Donald Trump imposed a 25% tariff on almost all imports from Canada and Mexico and a 10% tariff on Chinese goods. This move has already stirred lots of debate: some see it as ...
I didn’t plan to build a practice where most of my clients are engineers and IT professionals—it just happened on its own. While I can’t pinpoint a single reason this has happened, I believe it’s a co...
How do you determine the right mix of investments for your portfolio? The 60/40 portfolio—a classic allocation of 60% stocks and 40% bonds—is often touted as the gold standard for retirement planning....
It’s not exactly a compliment to be called a control freak, but let’s face it—aren’t we all a little bit of one? We all want to feel like we have control over our lives, and we go to great lengths to ...
After more than 20 years of working with retirees, I’ve observed that individuals tend to fall into one of four distinct mindset categories as they approach retirement. These attitudes, whether ground...
If your income surpasses certain thresholds, you may face additional charges known as the Income-Related Monthly Adjustment Amount (IRMAA). This surcharge applies to Medicare Part B and Part D premium...
The Social Security Fairness Act (HR 82) is a landmark piece of legislation signed into law on January 5, 2025. Below, we answer some of the most frequently asked questions about what this law means, ...
 After working with retirees for more than two decades, I’ve observed that many of them have the same feelings when they talk about money. One of the most consistent emotions is fear—spending their ha...
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