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Thinking about switching to a flat fee advisor? This guide covers what you need to know. Use the table of contents below to find the sections that matter most to you.

Are you possibly paying more in taxes than necessary? In this article, we’ll explore a strategy that few people are discussing but has the potential to significantly reduce your IRS bill.

Picture thi...

Could Roth IRAs face taxation in the future?

After foregoing the upfront tax benefits of a pretax account for the assurance of tax-free growth, is there a chance the rules could change, making Roth d...

Over the past twenty years, I have guided numerous individuals through their retirement journey, starting from their final day at work and continuing into the later stages of their golden years. In do...

Retirement should be a time to relax and enjoy the fruits of your hard work. However, many retirees are caught off guard by the so-called “retirement tax torpedo,” which can significantly increase tax...

“Should I convert to Roth IRA?”

That’s a question I hear in nearly every initial consultation for retirement income planning.

And understandably so – who wouldn’t want to strategically minimize taxe...

NOTE: The Social Security Fairness Act was signed into law on January 5, 2025. As a result, the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) have been repealed. This ...

Saving for retirement is a lifelong process that unfolds through various stages. While the steps may differ based on individual circumstances, a general framework can be outlined. Each stage requires ...

Given the recent reports of bank failures, there is a growing concern among individuals regarding the safety of their investments in the event of a brokerage company collapse. 

It’s understandable wh...

The year 2022 was certainly challenging for investors. For the first time since 1969, the values of both stocks and bonds logged a negative return. 

Here’s a quick snapshot of the 2022 returns of t...

How do you know when you’ve saved enough to retire?

If you do a quick online search for the term “can I retire with”, you’ll see thousands of search results for “can I retire with 500,000”, “can I ...

Could we be nearing the end of the bear market?

Based on the average, yes.

But that doesn’t always mean clear sailing ahead.

If fact, it could mean the opposite.

In this client video, I cover what...