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On February 1, President Donald Trump imposed a 25% tariff on almost all imports from Canada and Mexico and a 10% tariff on Chinese goods. This move has already stirred lots of debate: some see it as ...

I didn’t plan to build a practice where most of my clients are engineers and IT professionals—it just happened on its own. While I can’t pinpoint a single reason this has happened, I believe it’s a co...

How do you determine the right mix of investments for your portfolio? The 60/40 portfolio—a classic allocation of 60% stocks and 40% bonds—is often touted as the gold standard for retirement planning....

It’s not exactly a compliment to be called a control freak, but let’s face it—aren’t we all a little bit of one? We all want to feel like we have control over our lives, and we go to great lengths to ...

After more than 20 years of working with retirees, I’ve observed that individuals tend to fall into one of four distinct mindset categories as they approach retirement. These attitudes, whether ground...

If your income surpasses certain thresholds, you may face additional charges known as the Income-Related Monthly Adjustment Amount (IRMAA). This surcharge applies to Medicare Part B and Part D premium...

The Social Security Fairness Act (HR 82) is a landmark piece of legislation signed into law on January 5, 2025. Below, we answer some of the most frequently asked questions about what this law means, ...

 After working with retirees for more than two decades, I’ve observed that many of them have the same feelings when they talk about money. One of the most consistent emotions is fear—spending their ha...

We like to believe the numbers tell the whole story when it comes to financial planning. After all, when the math is clear, it seems like the obvious guide for our decisions, right? But what happens w...

When planning for retirement, one of the most critical yet overlooked factors is estimating how long you'll live—your longevity age. Many people rely on anecdotal observations, like when their parents...

Many people underestimate their chances of needing long-term care as they age. In fact, 70% of people turning 65 will require some form of long-term care during their lifetime, and nearly half (48%) w...

Retirement planning software typically uses Monte Carlo simulations to model a range of possible future outcomes for an individual’s retirement portfolio. The core of this process is built on assumpti...