The year 2022 was certainly challenging for investors. For the first time since 1969, the values of both stocks and bonds logged a negative return.  Here’s a quick snapshot of the 2022 returns of the major indexes.  But now that 2022 is in the ...

How do you know when you've saved enough to retire?   If you do a quick online search for the term "can I retire with",  you’ll see thousands of search results for "can I retire with 500,000", "can I retire with 1,000,000", "can I retire with 2,000...

Could we be nearing the end of the bear market? Based on the average, yes. But that doesn't always mean clear sailing ahead. If fact, it could mean the opposite. In this client video, I cover what's happened so far this year and what we may be able to expe...

There are some very simple rules of thumb that you can use to help make sure your savings will last throughout your retirement. In this video, I talk about three of these rules that I see most often. And then I'll throw in a twist on these rules that I lik...

A beneficiary designation seems straightforward at first glance: Just fill out a form naming the people you wish to inherit your account in the event that you pass away.  Seems simple enough, right? Nope! It’s not that easy at all.  What lurks in t...

Here are the three steps that I think every investor ought to be taking right now to make sure you have a portfolio comeback plan....

In this new client video, I address the 5 questions I'm asked about bear markets....

If you’ve been watching the news (or the balances of your accounts), it's no secret that this year hasn’t been kind to your account value.  While markets like these are a natural, normal part of investing, that doesn’t mean they are much fun.&nb...

When we get into market declines like these the thought that’s in the back of all of our minds is, “Is this the start of something bigger?” Is this the beginning stages of the bear market we’ve been waiting on or is this just another run-of-the-mil...

A quick warning for tax season: For the second time this year, I’ve seen a 1099 that was incorrect. In both cases, this would have meant that my client would have paid higher taxes AND higher medicare premiums if it wouldn’t have been caught. I don’t...